Financial & Market-Data Disclaimer

Everything on Rip & Hold is provided for research and informational purposes only. Nothing on the Service is financial, investment, tax, legal, appraisal, authentication, or other professional advice, or a recommendation to buy, sell, or hold any item. Trading cards are collectibles, not securities or regulated financial instruments. Their values are volatile and illiquid and can go down as well as up.

Rip & Hold is not a broker, dealer, exchange, marketplace, escrow agent, payment intermediary, investment adviser, financial adviser, appraiser, authenticator, or grading company. We do not buy, sell, broker, inspect, ship, authenticate, grade, or take custody of cards, and we are not a party to any transaction you enter into outside the Service.

Catalog, image, price, population, and comparable-sale data — for both single cards and sealed products — are aggregated from third-party sources, including TCGdex (catalog and imagery) and ScryDex (market prices, graded prices, comparable sales, and population). A small number of sets that neither source carries are sourced from tcgcsv, a mirror of TCGplayer catalog and pricing data, with raw prices only. These figures are estimates that may be delayed, incomplete, unavailable, or inaccurate, and may be revised or removed as upstream sources change. We do not guarantee the accuracy, completeness, timeliness, or availability of any data on the Service.

We do not guarantee that any card can be sold, or sold at any particular price, or that a value shown on the Service reflects what you could actually buy or sell for. Past performance is not indicative of future results. Any decision you make based on the Service is made solely at your own risk.

Where we show graded prices and population data, those figures reflect third-party graded-market data — we do not grade, authenticate, or predict the grade of any specific card. A grade shown on the Service is a market reference, not a promise that a card will receive a particular grade from PSA, BGS, CGC, SGC, or any other grader.

Indexes on Rip & Hold may be editorial or curated by us, created by other users (“community indexes”), or otherwise hypothetical. They are calculated using platform methodology (typically a rules-based basket with baselines frozen at creation), are not tradable products, and are provided for research and illustration only. Where an index shows values from before its launch, those points are backtested from historical prices and are labeled as such.

Portfolio values, gains, market-cap figures, and index calculations are estimates derived from third-party data. They may not equal actual sale proceeds and do not account for marketplace fees, taxes, shipping, insurance, condition differences, or the time it takes to find a buyer.

The “Rip & Hold signal” and any related scores or labels (for example, Strong hold, Hold, Watch, or Speculative) are research indicators computed from available market data. They are not buy or sell signals, price targets, or investment advice, and they are one input among many for your own research.

Other users can publish investment theses and Buy/Sell/Hold calls, create indexes, and make portfolios public. That content is theirs, not ours.We do not review, verify, endorse, or adopt it, and nothing another user publishes is advice from Rip & Hold or a recommendation to buy, sell, or hold anything. Treat it as one collector’s opinion.

Where the Service shows a track record, a leaderboard rank, or competition standings, those figures are historical summaries we calculate from published calls using our own methodology and the same third-party estimates described in Section 3 — with all the limits set out there. “Verified” in that context means only that a figure was computed consistently from calls that were published in advance and locked; it does not mean audited, realised, or independently confirmed, and it is not a record of money actually made or lost. Ranking well is not evidence of skill, and past performance does not predict future results.

You are solely responsible for your own purchases, sales, taxes, shipping, insurance, authentication, grading, and transaction decisions, and for your own due diligence. External marketplaces and services that we link to are governed by their own terms and policies. If you need advice, consult a qualified professional.

Rip & Hold is an independent product and is not affiliated with, sponsored by, or endorsed by The Pokémon Company, Nintendo, Game Freak, or Creatures Inc. Pokémon names, card images, and related trademarks belong to their respective owners and are used for identification and reference only. This disclaimer supplements, and does not replace, our Terms & Conditions (including the “AS IS” disclaimers and limitation of liability) and our Privacy Policy.